Health Insurance Options in St. Louis, Missouri
Health coverage in St. Louis, Missouri varies based on your age, income, and health needs. Whether you need Medicare, Medicaid, or a marketplace plan, our guide breaks down everything you need to know about coverage in St. Louis.
Missouri uses the federal HealthCare.gov marketplace for health insurance enrollment. Residents of St. Louis can shop for individual and family health insurance plans during the annual open enrollment period, or qualify for a special enrollment period after a qualifying life event.
Health Insurance Agents in St. Louis, Missouri
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(866) 310-8670Types of Health Insurance Available in St. Louis
St. Louis residents can choose from several types of health insurance coverage depending on their age, income, and health needs:
Medicare is available for residents age 65 and older, or those with qualifying disabilities. Medicare Advantage plans offered in Missouri provide additional benefits beyond Original Medicare, including prescription drug coverage, dental, and vision.
Marketplace Plans are available through HealthCare.gov during open enrollment. Many St. Louis residents qualify for premium tax credits that significantly reduce monthly costs.
Medicaid provides free or low-cost coverage for eligible low-income residents of Missouri. Eligibility varies by household size and income.
Employer-Sponsored Insurance remains the most common form of coverage for working residents of St. Louis. Learn more about how to choose the right plan.